Personal Insurance

Personal Insurance Products to Protect What's Most Important to You


Discover the 3R Insurance advantage as Colorado's leading independent insurance agency, focusing on crafting customized personal insurance solutions that shield what matters most to you. Our steadfast dedication to providing individualized service and our extensive expertise ensure your personal assets are safeguarded with the finest coverage and exceptional protection you can depend on.

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Top Rated Personal Insurance Agency in Westminster, Colorado

Uncover the benefits of collaborating with 3R Insurance, Westminster's foremost independent insurance agency, as we enhance your personal insurance experience in Colorado.

In the highly competitive insurance industry, finding the perfect policy to suit your needs can be a daunting task. However, when you choose to partner with 3R Insurance, Westminster's premier independent insurance agency, you're opting for a truly exceptional and personalized experience.


Unlike traditional insurance companies, 3R Insurance's independent agents are not tied to any specific provider, allowing us to prioritize your best interests. We offer an unparalleled level of choice and transparency, tirelessly shopping around to find the best rates and most comprehensive coverage for your unique needs.


Our commitment to understanding your specific requirements sets us apart from the competition. We don't just present a one-size-fits-all solution; instead, we meticulously craft insurance plans tailored to your individual needs. You'll also benefit from expert advice on reducing monthly payments or unlocking discounts through our network of trusted providers.


At 3R Insurance, our focus extends beyond offering competitive pricing. We pride ourselves on delivering exceptional customer service, ongoing support, and reliable guidance to ensure your insurance journey is seamless and hassle-free. Choose 3R Insurance and experience the difference of a truly compelling and differentiated approach to insurance coverage.

Your Personal Insurance Solutions in Colorado

 Our team of experts is dedicated to understanding your unique needs and crafting tailored insurance solutions to safeguard your most valued assets, providing you with the confidence and peace of mind you deserve.

Secure futures, protect loved ones

Extra liability, ultimate coverage


Safeguard your haven, worry-free


Tailored protection, peace of mind


Drive confidently with the right protection


Enjoy adventure, insured journeys



Comprehensive two-wheel protection

Off-Road adventure coverage

Secure nautical excursions

3R Personal Insurance Agency

Why Work With 3R Insurance

Choose 3R Insurance and unlock a world of personalized, expert-driven insurance solutions tailored to protect what matters most to you. Experience unparalleled choice, transparency, and ongoing support as our dedicated agents guide you through your insurance journey, ensuring you receive the best coverage at competitive prices.

Choice & Transparency

At 3R Insurance, our independent agents set themselves apart from traditional insurance company agents by working for you, not the insurer. As independent agents, they have the flexibility to offer a diverse range of policies tailored to your unique needs.

Your Advocate

Our independent agents are committed to providing the best coverage suited for your individual requirements. They work diligently to align your insurance needs with your budget, ensuring you receive top-quality coverage at an affordable price.

Lifetime Expert Advice

With a wealth of industry knowledge, our independent insurance agents are true experts, capable of clarifying complex policies and rate changes. Their extensive experience with multiple insurance providers makes them reliable sources of information, offering invaluable guidance and support throughout your insurance journey. Experience the 3R Insurance difference with our commitment to choice, transparency, and exceptional service.

How To File A Insurance Claim in Colorado

Report the Incident

Promptly contact 3R Insurance to report the incident that led to the need for filing a claim. Provide accurate and detailed information about the circumstances, including the date, location, and any individuals involved. This timely reporting helps ensure the claims process proceeds as smoothly and efficiently as possible.

Gather Documentation

Collect any relevant documentation to support your claim, such as photos, videos, police reports, and witness statements. Organizing this evidence will help strengthen your claim and expedite the evaluation process, allowing our dedicated claims team to assess the situation and determine the appropriate compensation.


Stay in Touch and Cooperate

Keep an open line of communication with your 3R Insurance agent during the claims process. Respond to any requests for additional information or clarification promptly, and be prepared to work closely with our team to ensure a fair and timely resolution. Our goal is to provide exceptional support and guidance throughout the entire claims experience.

Safeguarding What Matters to You with Personal Insurance

Craig C.

Personal Insurance Client

Beth is awesome and brings incredible customer service and a willingness to help with new drivers. I receive and appreciate the emails I find in my inbox about policy renewals. Beth and her team make is easy to connect with and understand my multi-coverage policy.


Rebecca V.

Personal Insurance Client

3R Insurance Agency is the best insurance agency hands down. Customer service is great. They have resolved more issues over the years than I can count. Simply amazing!


Michelle M.

Personal Insurance Client

I have been with 3R insurance for years and have always had great success. Beth Woodward has always been helpful in getting the best insurance and rates for me.

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